ProfitGuarding SIMERP
Self-Insured Medical Reimbursement Plan
Description
ProfitGuarding leverages the SIMERP tax strategy to reduce payroll taxes, lower workers’ comp premiums, and expand employee benefits—all at zero net cost—ensuring compliance and seamless integration.
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Benefits
Significant Payroll Tax Reduction
Achieve measurable financial gains by reducing up to $639 per employee in payroll taxes annually while cutting workers’ comp premiums by 20-30%. This robust saving mechanism directly boosts your bottom line and fuels sustainable growth.
Effortless Payroll Integration
Experience a seamless, white-glove setup that effortlessly integrates with your existing payroll system. Our SIMERP solution ensures you start realizing immediate tax savings from your very first payroll cycle without adding extra HR burdens.
Enhanced Employee Coverage
Elevate employee morale and retention by offering a diverse range of supplemental benefits—including life, critical illness, accident, dental, vision, and 24/7 telehealth coverage—at no net cost to your business. This comprehensive coverage supports a healthier and more engaged workforce.
FAQ
ProfitGuarding is designed for businesses with 5 or more full-time W2 employees, ensuring that only eligible employees participate in the tax savings strategy for maximum benefit.
No, SIMERP is structured to complement and enhance your existing benefits. It fills any coverage gaps without overlapping or disrupting your current plans.
Savings typically begin as soon as the first payroll cycle following implementation, with employees fully enrolled and receiving benefits within 30 days.
Yes. The SIMERP program adheres strictly to IRS, HIPAA, ERISA, and ACA guidelines, ensuring that your business remains audit-ready and compliant at all times.
SIMERP is designed to integrate with every payroll system through a white-glove setup process that minimizes HR involvement while enabling immediate tax savings.
