# Creditfy
> Business Loans, Lines of Credit, and Equipment Financing for Subcontractors.

Canonical page: https://marketplace.pegbo.com/partners/creditfy
Marketplace: Pegbo
Last updated: 2025-08-19
Logo: https://assets.partnerfleet.app/31ir1emmu4jp41bd0fx5qs7l6uhz

## At a glance
- Categories: [Financial Services & Insurance](https://marketplace.pegbo.com/t/categories/financial)
- Filters: Popular, Recently Added
- Website: [creditfy.com](https://creditfy.com/)

## Call to actions
- **Get Financing** — submit the contact form on https://marketplace.pegbo.com/partners/creditfy

## Description
**Creditfy makes it easy for subcontractors to secure the funding they need to keep projects moving.** Whether you’re covering upfront material costs, hiring extra crew, or bridging the gap between progress payments, Creditfy offers simple, fast access to financing, with funding available from $10k to $5M. In as little as 24 hours, you can get the cash you need to tackle your next job without slowing down.

We provide flexible solutions tailored to the construction industry, including:

- Business Term Loans
- Business Lines of Credit
- Equipment Financing

## Media
- ![Creditfy](https://assets.partnerfleet.app/zfvv2e76fps3wwh7fr4ztoeq2bnf)

## Benefits
- **Flexible Terms** — • Funding: $10K - $5M • Terms: 6 Months - 3 Years • Rates: Starting 1.06 % a Month
- **How It Works** — Apply online (≈3 min).Pre-approval as fast as same-day.Get funded as fast as 1-2 business days.
- **Benefits** — 90% Approval RateTailored financial products that match your business needs.Financing that scales with you – up to $3M and renewed as you repay.

## FAQ
### What amount can I qualify for?
The funding amount would depend on the business’s monthly revenue
and other credit factors. On average, our customers can qualify for
75%-200% of the monthly revenue.

### Would my credit score be affected when applying?
A soft credit pull is complete for pre-approval so your credit score will
not be affected.

### How long is the process to obtain preapproval/funds?
Preapproval can be available in as little as a couple of hours. The
funding process is within 1-2 business days.

### How is the loan paid back?
The loan is paid back on a weekly or monthly basis, debits are pulled
automatically via ACH.
