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Creditfy

Business Loans, Lines of Credit, and Equipment Financing for Subcontractors.

Description

Creditfy makes it easy for subcontractors to secure the funding they need to keep projects moving. Whether you’re covering upfront material costs, hiring extra crew, or bridging the gap between progress payments, Creditfy offers simple, fast access to financing, with funding available from $10k to $5M. In as little as 24 hours, you can get the cash you need to tackle your next job without slowing down.

We provide flexible solutions tailored to the construction industry, including:

  • Business Term Loans
  • Business Lines of Credit
  • Equipment Financing


Media

Benefits

Flexible Terms

• Funding: $10K - $5M  
• Terms: 6 Months - 3 Years  
• Rates: Starting 1.06 % a Month

How It Works

  1. Apply online (≈3 min).
  2. Pre-approval as fast as same-day.
  3. Get funded as fast as 1-2 business days.

Benefits

  • 90% Approval Rate
  • Tailored financial products that match your business needs.
  • Financing that scales with you – up to $3M and renewed as you repay.

FAQ

The funding amount would depend on the business’s monthly revenue
and other credit factors. On average, our customers can qualify for
75%-200% of the monthly revenue.
A soft credit pull is complete for pre-approval so your credit score will
not be affected.
Preapproval can be available in as little as a couple of hours. The
funding process is within 1-2 business days.
The loan is paid back on a weekly or monthly basis, debits are pulled
automatically via ACH.